Where Can I Purchase Automobile Insurance?

You have several options. You may purchase automobile insurance from a licensed:

* insurance broker;
* insurance agent; or
* direct writer.

Insurance brokers sell insurance on behalf of a number of different insurance companies. Ask your broker to provide you with the names of all the companies he or she represents.

Insurance agents represent only one insurance company.

Direct writers are insurance companies that sell their own insurance products directly to consumers.

There are several ways to find an insurance agent, broker, or direct writer:

* Ask family and friends if they would recommend their own broker, agent, insurance company, or direct writer.
* Consult your local business telephone directory under "Insurance Agents," "Insurance Brokers" and "Insurance-General."
* To locate a broker near you, visit the Insurance Brokers Association of Ontario (IBAO) website at: www.ibao.org
* For information on insurance companies, visit the Insurance Bureau of Canada (IBC) website at: www.ibc.ca For information on direct writers, visit the Canadian Association of Direct Response Insurer (CADRI) website at: www.cadri.com

© Queen's Printer for Ontario, 2006

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See also: Auto Insurance Information

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